Certainty of income in times of uncertainty
With interest rates at record lows, we know many investors are seeking higher-yielding outcomes from their investments from providers they can trust.
M12 Global bonds are aimed to provide investors with predictable monthly income and attractive returns with the added transparency and liquidity of the London Stock Exchange, where the return of the principal amount is guaranteed upon maturity date.
It is in these features combined that sets M12 Global apart from other income products and provides a truly compelling bank-alternative opportunity for investors in the UK.
Fixed rate of interest with attractive rate
M12 Global bonds will offer a substantially higher fixed rate of interest than the Bank of England’s cash rate with distributions paid monthly via a coupon.
Guaranteed return of principal
Our bonds will be underwritten by a leading insurer to provide investors with the confidence that their investments are protected at all times and the guaranteed return of their principal at maturity.
Listed on the London Stock Exchange
M12 Global bonds will be listed and tradeable on the London Stock Exchange’s Order Book for Retail Bonds (ORB) – a dedicated market for retail bond trading.
Being listed also ensures a fair and regulated market, with all bonds subject to the London Stock Exchange’s highest standards of market supervision, monitoring and regulatory oversight.
Liquid and tradeable just like a share
As a listed security on the London Stock Exchange, investors will have the ability to invest in M12 Global bonds just like shares and access a secondary market of buyers and sellers.
This also means any time during the life of the bond, investors will be permitted to sell their investment (within market hours and in normal market conditions) on the open market through their stockbroker.
Asset-backed for added security
In addition to being fully insured, M12 Global bonds will be asset-backed by the underlying partner businesses to provide added security that the funds borrowed are protected.
Regulated by the FCA
M12 Global is regulated and licensed by the Financial Conduct Authority (FCA) and is subject to world-standard compliance regimes to provide investors with comfort that their money is professionally managed.